Managing your finances can be like riding a roller coaster. One moment you’re gliding along at a steady pace, and the next moment you’re thrown upside down into two loops and a corkscrew. When unexpected financial hardship happens—whether that be due to a surprise illness, the loss of a job, or major home repair—managing large amounts of debt on your own can become more terrifying than a 90-degree drop.
That’s where a debt settlement program can help you get back on that stable financial track. Debt settlement programs, such as the one offered by ACCS, provide many advantages over traditional debt repayment methods. Still unsure if ACCS and debt settlement are right for you? Here are five reasons to enroll in our program today!
Reason 1: You’ll Combine Your Debts into One Affordable Monthly Payment
Anyone who has debt knows how tough it can be to juggle multiple payments. A credit card bill here, a student loan payment there, and a mortgage on top of it all can make even the most organized of us throw their hands up in exasperation!
That’s why the ACCS Debt Relief program makes it simple by combining your debt into one manageable monthly program payment. Your monthly program payment is then deposited into an FDIC-insured savings account, where the funds are used to make lump-sum settlement payments to your creditors. Instead of stressing about keeping your payments straight, you can focus your time and energy on what matters most: achieving financial freedom from debt.
Reason Two: You’ll Resolve Your Debt for Less Than You Owed
Here’s a well-kept secret that most creditors won’t admit: debt settlement can be an attractive option to them. Instead of receiving minimum monthly payments for the next few years, they’re going to be able to protect their bottom line by cutting their losses and getting a lump sum from you upfront.
With an experienced organization like ACCS on your side, that lump sum will be negotiated down to less than you originally owed. This allows you and your creditors to both walk away, satisfied with the outcome.
Reason Three: You’ll Pay Off Your Debt Faster
When you’re tackling debt on your own, it may sometimes feel like the light at the end of the tunnel is always just out of your reach. You keep making payments, but you feel like you just aren’t getting any closer to a zero balance. ACCS’s program is designed to help you get where you want to go faster than if you were paying off debt on your own. In fact, many debt settlement agreements can be closed out within 24 to 48 months!
While you continue to make payments, our team of experts works with your creditors to settle your accounts for less than owed so you can pay off your debt in a shorter amount of time. Not only will you be able to get to the light at the end of the tunnel faster, but you’ll be able to see what comes after it.
Reason Four: You’ll Have Experienced Debt Specialists Working on Your Behalf
A quick search on the Internet reveals thousands of articles instructing you on how to negotiate and settle debts independently. Many of them make the process sound swift, simple, and stress-free. In reality, unless you come to the table with years of experience in creditor negotiations and established relationships, attempting to settle your debts by yourself can lead to less-than-ideal settlements.
ACCS comprises a team of debt specialists who have spent years working with creditors to reach the best outcomes for people facing financial hardship. Their vast knowledge of debt settlement enables them to evaluate your unique financial situation and create a solution perfectly tailored to your needs. Hiring a company like ACCS to negotiate on your behalf will give you the peace of mind that comes with knowing you have experts behind you and helping you every step of the way.
Reason Five: You’ll Have Limited Contact with Creditors
For many people, a ringing phone is an everyday occurrence. For those struggling with debt, this can trigger feelings of anxiety, fear, and sadness. Creditors and collections agencies can be ruthless when it comes to getting what they want. They’ll call you, email you, or even send you letters daily to bully you into paying them.
The solution? Hiring a debt settlement company like ACCS! ACCS will act as an intermediary between you and your creditors, taking the burden of negotiations and unpaid debts off your shoulders. All communication will go through ACCS, meaning that you no longer have to fear your phone.
It’s Time to Get Off the Rollercoaster Ride
If you’re tired of your debt throwing you for a loop, then it’s time to request a Custom Debt Relief Plan from one of our debt specialists! At no cost and no obligation to explore your options, you’ll be able to work with ACCS to get on the right track towards financial freedom. Reach out today!